Dentist shouts “Last call!” – Using your dental insurance benefits for 2016.

Seasons change

Autumn is in full swing. October brings cooler weather and fall holidays. Kids in school with busy schedules in full effect. Hopefully you have found time this season for a dentist visit. I have a compelling reason to book now if you haven’t been in yet. Your dental insurance year end is near. It is really early to start talking about the New Year. Your teeth, your smile, your health doesn’t care what day, week or month it is.

My job

As a dentist my primary goal is to help my patients keep their teeth. Generally that is your goal too! I treat you and not your plan. Most dental insurance plans have a yearly limit that is based on the calendar year.

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Planning your plan

If you haven’t used all your dental coverage for the 2016 it is time to make an appointment with a dentist. This is doubly true if any of your work is considered “major”. Basic work is generally covered by your insurance without them assessing the need. Insurance companies use the term “major” for treatment such as crowns, implants, partial dentures, veneers, night guards. While I don’t like the term (major implies a big undertaking and I do most of these quite routinely) the cost is partially covered by insurance yet they like to assess the need with a pre-determination. Essentially, a copy of records (x-ray, models, photographs etc.) are sent to insurance providers and they report back on your eligible coverage.

Busy season for smiles

Why am I talking about this? They often take 6 weeks to process. Avoid the rush. Come early, come now.

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